As one of the key persons in the school district to meet and talk with parents and members of the public, you play an important role in helping the district effectively handle potential claims. As an administrator or support person, you will often be:
To help the District effectively manage liability claims, please:
Is there any liability coverage for me as a teacher if I make an error in judgment that parents claim harmed their child in some way?
Yes, professional liability coverage is provided for teachers, administrators, counselors, nurses and others working in a professional capacity. This coverage falls in the category of “errors and omissions” or “malpractice” liability coverage.
Are there situations where I would not be covered by District liability insurance?
Yes. Intentional and criminal acts, fines and penalties imposed by law and punitive damages or claims are not covered. Any claims that arise out of activties outside the scope and course of your covered job duties are also excluded from coverage.