Eugene School District 4J

A: A Flexible Spending Account (FSA) is a benefit that allows you to set aside pre-tax money to pay for qualified expenses.

A: By using an FSA you can pay for specific health care related expenses and/or dependent/childcare expenses with pre-tax dollars. Doing this will save you money and will bring your annual taxable income down.

A:  Open Enrollment for FSA is the same period as for health insurance (August 15^th - September 15^th) each year and is the only time that current employees can enroll. 

New hire or newly benefit eligible employees can enroll during their initial enrollment period, within the first 30 days in their benefit eligible position.

The plan year is from October 1^st through September 30^th.

A: Here is the current list of eligible expenses for a Health Flexible Spending Account.

A: Here is the current list of eligible expenses for a Dependent Care Flexible Spending Account.

A: You can visit PacificSource Administrators web page for specific FAQ’s:

• FSAs explained 

A: You can call PacificSource Administrators at 541-485-7488 or 800-422-7038

A: You can call the HR/Benefit Office at 541-790-7681.

A: No.  Monthly health insurance premiums (either paid directly from paychecks or separately for non-4J plans) are not eligible for reimbursement under the FSA.  Remember all 4J monthly premiums are automatically deducted pre-tax.

A: Yes.  You can submit expenses incurred by anyone you claim as a dependent on your taxes.

A: No.  As long as you are ELIGIBLE for District insurance benefits, you can enroll in the FSA plan, even if you waive the health insurance.

A: If you are a new benefit eligible employee please contact the benefits department at 541-790-7681 to request an enrollment form.  

A: During Open Enrollment you will need to see specific instructions contained in the Benefit Essentials packet for enrollment.  This is now done online – during open enrollment period only!

A: Yes, you must elect an annual amount that will be equally divided among each of your paychecks for the entire benefit year.

A: There are two ways to get reimbursed for your eligible expenses.

• Health Related Expenses
  • Most people take advantage of the Benny Card.  The Benny Card is a debit card that is preloaded with your annual election and you can use it to pay for eligible expenses (co-pays at the dr. office, prescriptions at the pharmacy, paying bills that you receive for services that were incurred during the benefit year).  Click the link for more details on the Benny Card.
  • If you have expenses that you have paid for or were unable to use your Benny Card for, you can file a claim online or complete the paper form and submit it to PacificSource.  They will mail you a check or can even do a direct deposit if you would prefer.  For more details see here: Request Reimbursement
• Dependent Care Expenses
  • You must file the claim online or submit a paper request directly with PacificSource.  They will mail you a check or can even opt for direct deposit if you would prefer.  You can find more details on the PacificSource website

A: Health FSA:  For the 2024-25 benefit year, $640 of unspent funds will rollover into the 2025-26 benefit year.

A: Dependent Care FSA:  For You will forfeit any remaining money in your account at the end of the benefit year. You can submit receipts until December 31^st for any expenses that took place between October 1^st to September 30^th.

A: Once you enroll, PacificSource will mail you an account number (they refer to it as a ZZMAN number) which you can use to enter the Online Portal.  The portal allows you to:

• Access information on the most recent reimbursement payments, including payment dates and amounts
• See payment details, including account type and form of payment
• View recently submitted claims along with their payment status
• Check account balances, annual elections, and deposits
• Upload requested receipts

A:  PacificSource will send your Benny Card to your home address after enrollment.  You will likely get 2 cards for you to use and one for your spouse or other family member to use.  They will not send a new card each year.  They will reload it year to year as you re-enroll.

A: Contact the 4J benefis team at hr_benefits@4j.lane.edu to make any changes to your name, address, phone number, or eligible dependents.

A: You are unable to make any election amount changes to your Health Flexible Spending Account during the year.

A:  You are able to make midyear changes for a Dependent Care Flexible Spending Account. Contact the 4J benefits team for the Midyear Change Form and with any questions about what qualifies as a midyear change.