Student Insurance Frequently Asked Questions

If a parent already has insurance that will cover accident injuries, can the supplemental
accident insurance be used to pay for expenses not covered by the existing plan, like
deductibles or exclusions?
Yes.

Where do I get claim forms for accidents covered under these policies?
Call Risk Management Services at 790-7537.

How should claims for these insurance policies be handled when an accident occurs at
school?
1. The school should fill out the appropriate section of the claim form.
2. Then give the claim form to the student or athlete’s parent(s)/guardian(s) for completion.
3. Attach any medical bills and primary insurance explanation of benefits.
4. Email K&K Insurance Group, Inc. at kk.PAClaims@kandkinsurance.com 

Only one claim form per accident should be submitted along with all related itemized bills from
the hospital or doctor. If additional bills need to be submitted later, they should be identified as
related to an existing claim.

What should I do if a student has purchased supplemental coverage and he or she leaves the
school district?
The students’ coverage follows them wherever they go to school. To help a student file claims
correctly, give him or her several claim forms with your district and school written in.